🏥 Key Benefits of ESI

The ESI scheme provides full medical care to the employee and their dependents, along with financial assistance during certain life events:

  • Medical Benefit: Full medical care for the insured person and family members from day one of employment.

  • Sickness Benefit: Cash compensation at the rate of 70% of wages during periods of certified sickness (up to 91 days a year).

  • Maternity Benefit: Paid leave for pregnancy/confinement for 26 weeks, extendable by one month on medical advice.

  • Disablement Benefit: * Temporary: 90% of wages until recovery.

    • Permanent: Monthly payment based on the extent of loss of earning capacity.

  • Dependents’ Benefit: Monthly pension to dependents in case of death due to employment injury or occupational hazards.

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